## Let me illustrate... - Support: sr #104427, Implement variable loan rate

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## sr #104427: Implement variable loan rate

 Submitted by: Greg Chicares Submitted on: Thu 14 Jul 2005 11:57:13 AM UTC Category: Calculations Status: None Priority: 1 - Later Severity: 1 - Wish Assigned to: None Open/Closed: Open

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Thu 14 Jul 2005 11:57:13 AM UTC, original submission:

The difficult issue here is determining the VLR's effect on
guaranteed values. One answer is that the VLR is unbounded, so
guaranteed values cease to exist as soon as a loan is taken.
Another answer is that the VLR is limited by state usury laws,
in states that have usury laws and apply them to the VLR; that
would call for behavior that varies by state, and would lead
to the first answer in many states. Yet another approach: pick
the highest usury limit in any state, and deem that to limit
VLR in all states. Anyone who uses this feature would want to
get legal advice in any case.

Greg Chicares <chicares>

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Follow 2 latest changes.

Date Changed By Updated Field Previous Value => Replaced By
Wed 27 Sep 2006 01:32:33 PM UTCchicaresPriority5 - Normal1 - Later
Thu 27 Apr 2006 07:55:42 PM UTCwboutinCategoryNoneCalculations